Financial Planning - Life Planning Platform

Taking Calculated, Right Decisions At Right Time

Evaluate > Plan > Stream Line Finances > For Goals

Free Till 31 March

Easy To Understand Reports
Easy Help Guide For Financial Planning
Decide Your Future Strategies Of Life
2999 /- + Tax

You Focus On Your Career
Let Professionals Focus On Your Life
Compare All Tax Saving Investments
  • Self Funded Retirement :
    "Shall I Retire With My Wish or __?
    How I Can Generate My Second Income?
    What's My Plan for Monthly Income after Retirement?"
  • Funding Child's Education:
    "How much I Shall Require To Fund with Inflation?
    How much I need to Save to fund my child with my existing plans?"
  • Loans Management:
    "What is the Impact of Rate Change on My Loan?
    When Shall I Be Able To Close My Loan?"
  • Insurance Protection :
    "In Next 10 to 20 years I Shall Achieve All The Goals.
    Till Then, How Much Risk Cover I Need, To Protect My Dependants?"
  • Investments For Goals :
    "Are My Investments Suitable For My Goals?
    Which Investments Are Suitable For My Goals?
    Am I Really Making Returns After Taxes And Inflation, Is My Purchasing Power Growing?"
  • Beneficiaries After you :
    "How Can My Dependents Claim My Assets If I Am Not There?"


what our clients say

Dr Adesh Kumar Srivastava

I have been taking the services of planyourworld for last 4 years.I have been satisfied with the strategies and services provided by them.

Vaibhav Mittal
Software Engineer

I had chocked my liquidity by buying different policies for my child's education. In the process I failed to plan for my other objectives in Life. Planyourworld streamlined my life with their innovative and simple process. I have been taking their services for last 3 years.I am thankful to them.

Gaurav Singhal
Sales Manager

Before taking the services of Planyourworld I believed in buying different products for different Goals. Now I know the value of Planning Everything simultaneously with checking the effect of one on other.

Anand Kambli

I have found Suitability Meter the most important thing for my financial decisions. I always check suitability meter before buying any product.

what industry say

Himanshu Vyapak
Deputy CEO
Reliance Capital Asset Management Limited

" Planyourworld is a really innovative yet simplistic one-stop solution provided by Adad Fin Advisors Pvt. Ltd and one of the first Life-planning platforms I have come across. The “Do It Yourself” approach followed makes it very interesting for families to use this easily for planning and managing their life. This approach not only helps in understanding one’s current state of financial affairs better but also helps to realign and streamline the same to your short-term and long-term life goals

The biggest benefit is that the platform provides the ease of executing strategies online which makes a truly one stop solution which will help create financial awareness and enhance overall financial inclusion in our country. Really appreciate this initiative from Adad Fin Advisors and would like to personally complement Mr. Viplav Majumdar for this initiative to make masses aware of principles of Financial Planning and extend our best wishes & support to him at all times!!"

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Financial Planning - Life Planning

Importance of Life Planning and Financial Planning in India Life Planning is a logical process for optimum utilization of your all the resources big or small, present or future for the goals of family, with an eye on the regulations and market conditions. Family is the end beneficiary of Life Planning.

Basics of Financial Planning

Financial Planning is the process of meeting your life goals through the proper management of your finances with your family values. Life goals can include buying a house, saving for your child's higher education or planning for retirement. The planyourworld’s Financial Planning Process consists of a few steps that help you take a 'big picture' look at where you are currently. Using the process, you can work out where you are now, what you may need in the future and what you must do to reach your goals. The process involves gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals given your current situation and future plans. These plans are constructed after analyzing your family, dependents, income, expenditure, assets, liabilities, career plan, your likes and dislikes.

The Benefits of Life Planning and Financial Planning

Your present is the result of planning you did a few years ago, Financial Planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances. For example, buying a particular investment product might help you pay off your mortgage faster or it might delay your retirement significantly. By viewing each financial decision as part of the whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes and feel more secure that your goals are on track. Financial Planning makes you visualize and analyze the effects of your financial decisions on your life.

Who is a Financial Planner?

A Financial Planner is neutral or unbiased person who uses the Financial Planning process to help you figure out how to meet your life goals. The Planner can take a 'big picture' view of your financial situation and make Financial Planning recommendations that are suitable for you. The Planner helps you identify and quantify your needs in life with helping you set priority number for each goal in life. The Planner can look at all your needs including budgeting and saving, taxes, investments, insurance and retirement planning. Or, the Planner may work with you on a single financial issue but within the context of your overall situation. This big picture approach to your financial goals sets the Planner apart from other Financial Advisors, who may have been trained to focus on a particular area of your financial life.

Can you do your own Financial Planning?

Of course you are the best who knows everything about your situation, your likes, dislikes and all the aspects of your life. You can do your planning with the help of some websites, magazines, friends and other free or paid research services. You should plan with us if: A.You find yourself not competent enough in every field like Fixed Investments, Equity Investments, Commodity Investments, Life Insurance, General Insurance, Legal, Taxation, etc. B.You don’t find the resource to know about all the above mentioned fields. C.You need Logical Plan for your self – without biases. D.You want to focus on your career and you need a planner to take care of your affairs.

Be sure you're getting Financial Planning advice

The government does not regulate Financial Planners as Financial Planners; instead, it regulates Planners by the services they provide. For example, a Planner who also provides insurance transactions is regulated as an insurance agent. As a result, the term 'Financial Planner' may be used inaccurately by some Financial Advisors. To add to confusion, many Financial Advisors like accountants and investment Advisors can also offer Financial Planning services. To be sure that you are getting Financial Planning advice, check that the Advisor gets remuneration from planning for your family, even without selling you other products.